Property finance services
Garton Jones and Enness Private Clients have recently partnered so that we can mutually expand our offerings to our clientele.
Enness Private Clients are a high net worth property finance broker, based in Mayfair, who specialise in sourcing mortgages over London. They advised on over half a billion pounds of mortgage transactions last year alone.
As an independent brokerage they do not believe with working with a generic panel of lenders. Instead, choosing to work with every institution lending in the UK – mainstream, private and offshore banks from London, Europe and further afield.
This whole of market approach differentiates them as it ensures that their advice is as impartial as possible. It also means you, the client, are presented with the best options for your unique financial circumstances.
Garton Jones and Enness Private Clients have chosen to work together as our businesses naturally complement each other. Once Garton Jones have sourced the perfect property for you, our clients, you need to make sure that your financial arrangements are in order and approved so that the process can move forward.
We recommend Enness because they are the most logical port of call to ensure that the buying process keeps pace with this fast-paced financial market. It is their access to senior underwriters which ensures this and they pride themselves on handling your applications as quickly as they can.
They work with clients from all over the world – from non-domicile overseas investors, to bankers with bonus schemes they want to use as purchasing power, to UK-based buyers wanting a new family house. In fact they work with clients from all strands of professional life. The one thing that their clients tend to have in common is the fact that they are high net worth borrowers who want to raise funds to invest in London and the surrounding counties.
Enness are one of the largest producers of million pound mortgages in the country. Enness’ advisers are very familiar with not only the lenders themselves, but their preferences and criteria in this regulated sector of the market. This means they will make sure that your information is presented in the most comprehensive way to the correct lender for you.
As such, their brokers are renowned for producing extremely competitive rates and establishing lifelong relationships.
Buy to Let Mortgages
One of Enness’ most popular services is arranging Buy to Let financing for their clients. Both the tax landscape and the fact that strong capital growth is producing attractive returns is making property investment appealing, particularly within prime central London.
Enness will make sure that they complete their research and find you the best terms; making sure that your decision to make a commercial decision to invest pays off.
Both Enness’ commercial and residential arms will present you with different ways of structuring your finance so that you can be sure you are making the right decision.
Foreign National Mortgages
If you are a non-UK national keen to invest in London then proceeding with Enness is a safe route; this being one of their main strengths as they work with lenders that are able to assist them in virtually all circumstances. With 30% of their clientele not holding a UK passport they have managed to help clients from all over the world – from Russia, to the USA and the Far East – successfully arrange mortgage finance in the UK.
Enness can arrange mortgages either in the UK or in many international jurisdictions; presenting the structure so that your tax exposure is limited.
Enness also have a centralised arm of experienced commercial finance brokers who offer both bridging and development finance. They are competent at finding the right lender to speak to and then organising your transaction in a way the bank will be interested in; ensuring that both your interests and the banks’ are aligned.
Enness look after numerous individuals and companies with property portfolios and can arrange mortgages both onshore and offshore, lend to individuals, companies, LLPs and Trusts. They can also use a mixture of cross-charged properties, assets and other securities as required.
If you would like any further information about Enness’ services please click the link below.
Alternatively call 02037 335 901 for a free consultation.